At The Commercial Law Practice we pride ourselves on our friendly, open approach and effective communication is a vital part of how we work. When you consider that a typical property conveyance may involve the purchaser, seller, estate agent, bank or building society, surveyor and two firms of solicitors then it’s possible for things to go wrong unless everyone understands the same meaning for any words or phrases that may be used. For example, two words, ‘subsidence’ and ‘settlement’, are commonly used in property reports to describe cracking in the walls. However, particularly with reference to property insurance in England and Wales, subsidence and settlement are two different things and the words cannot be used interchangeably. Technically, cracking may be the result of either subsidence or settlement (but not necessarily either of them!). Please read on, we’ll explain the differences and why they may be important to you, below.
Do I really need a house survey?
If you are buying a house or flat in England or Wales then probably, yes. With all the other costs associated with moving home then, at the time, the cost of a survey can look like an unnecessary expense but, for most buyers, a pre-purchase survey is a good idea.
If you do commission a decent quality survey at least you will be aware of any problems there may be with the property so that you can make an informed decision about the price you have agreed to pay and, if necessary, budget for any repair work that may be needed.
The Commercial Law Practice supports our local community to help clean up as part of the country’s biggest mass-action environmental campaign
Our team from The Commercial Law Practice turned out on Saturday 30th March 2019 to support this year’s Great British Spring Clean, run by environmental charity Keep Britain Tidy.
The campaign, which runs from March 22nd to April 23rd, will see over half a million people taking action to clean up streets, parks and beaches across the country.
The Commercial Law Practice team will be meeting at the Borough Gardens band stand at 10 am on Saturday 30th March 2019 to help with the Dorchester Spring Clean (litter picking, but differently….). If you want to help too then come along and join in, be part of the pick, or just come and say hello.
Why do I need a Lasting Power of Attorney ?
If the subject ever comes up, you may ask yourself what is the point of having a Lasting Power of Attorney (LPA) in place. The answer to this conundrum is to consider what will happen if you don’t have one in place.
A short summary of employers obligations under the WTR 1998 : Are you compliant?
Twenty years on and employers are still having difficulty getting to grips with their obligations under the Working Time Regulations 1998. Employers often fall foul of the rules and put the health and safety of their workers at risk. There are implications too for the public such as where drivers are working without taking requisite breaks resulting in tiredness and lapses in concentration or worse. It is important that policies and procedures are in place and those that are are checked to ensure that the following rules have been incorporated.
Digital Lockdown & Heavy Fines as Data Protection is Overhauled
General Data Protection Regulation (GDPR)
A concerning number of individuals and companies are still unaware of the looming changes to data protection laws throughout the European Union and the United Kingdom (regardless of BREXIT). As of the 25th of May 2018 everyone must strictly comply with the new regulations or face significant fines. The most crucial changes to be initially aware of are: